What is E-learning:
E-learning involves the use of a computer or electronic device in some way to transfer of skills and knowledge such as deliver training, educational or learning resources through Internet or an Intranet. In nowadays, E-leaning has implemented in most universities to convenience their student to get information. Students have free access to these materials as when needed anytime and anywhere by just using the internet.
Pros:
Save the cost of travelling such as petrol cost and public transport cost. Students can easily get their learning resources from internet by just login into website without physically present in a university. This system not only help student reduce a lot of cost travelling but is also help to save a time of traveling such as avoid traffic jam because student can easily get their leaning resources with the use of internet by just staying at their own house.
Students can have wider leaning option which is not restricted to the geographic location. For example, student who studies in Malaysia can access to the resources upload by other foreign university such as get teaching materials through e-libraries. These help students easier to get additional information from foreign knowledge to make their process of studies easier .Thus, more information or opinion can be exchanges between local knowledge and foreign knowledge.
Cons:
Since text format is only the tool of communication has implemented in e-learning, the conflict between student and lecture will arise due to lack of face-to-face communication. Without physically face to face communication, they may lose the directions and get confused on the course of activities.The social skill of student will not be trained and it bring problem to students when they go for work.
Students will become lazy and ineffective, due to being spoon fed by the educational institutions. With e-learning, most educational task is done either by the tutor or some sophisticated software, leaving students with the simple task of just downloading notes and reading them. Although this may make the learning process easier and more effective, it also runs the risk of creating dependent and lazy students. Degressive students will hard to compete with the aggresive students that take action by themselves and independent to do the task without helping.
Reference Link:
In Malaysia, the most popular prepaid cash card is Touch n’Go card. Touch 'n Go can be used in entire highways stretches in Malaysia with the familiar TnG & SmartTAG sign marked on the road. Besides that, Touch n’Go card can be use as an integrated ticket on the Public transportation system in KL, only 3 companies have implemented this into their collection system which are Rapid KL (rail and bus) KTM Komuter and KL Monorail. Touch n’Go card can also use in paying admission fees of theme parks such as Sunway Resort. It is not only for toll fare and theme park but also parking services and cashless payment at retail outlets. It is expanding its business to retail purchase by starting with fast food industry. .jpg)
Credit card is a part of a system of payments named after the small plastic card issued to users of the system. It is card entitling its holder to buy goods and services based on the holder’s promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer from which the user can borrow money for payment to a merchant or as a cash advance to the consumer.
MSC Trustgate.com Sdn Bhd is the first to be the third party certification program in Malaysia. MSC Trustgate.com Sdn Bhd is a licensed Certification Authority (CA) operating within the Multimedia Super Corridor. Certification Authority is the body given the license to operate as a trusted third party in the issuance of digital certificates. MSC Trustgate.com Sdn Bhd was incorporated in 1999 to meet the growing need for secure open network communications and become the catalyst for the growth of e-commerce, both locally and across the ASEAN region. 
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